Call us for helpful advice before you sign on the dotted line.

Did you know being a "First Time Home Buyer" does not in itself, enable a purchaser to claim an exemption from the Property Transfer Tax? This tax, calculated on the purchase price as 1% up to $200,000.00, 2% on the balance, can be a huge expense - don't let it be unexpected - call to make sure you meet ALL the requirements for the exemption.

Should you include a child or children on the title of your home? The decision to put your child or children on title as an estate planning measure should be an informed decision. Probate fees may end up being the least of your worries.

Powers of Attorney

Powers of Attorney allow a person, referred to as a Donor, to appoint another person (or persons) to act on their behalf for legal or financial matters and can be as broad (no restrictions) or as narrow (by defining restrictions) as you may wish. They are capable of being in effect from the time of signing until revoked or the Donor dies - the Power of Attorney dies with the Donor and then it is his or her Last Will & Testament that comes into effect.